This application claims priority to and benefits of Chinese Patent Application No. The present disclosure generally relates to an Internet technology field, and more particularly, to an electronic trading method and system, and a payment platform system. With the increasing development of Internet technology, Internet has become an important part in people living, such that online shopping becomes more common. In the online shopping, to the buyer searches for product information via Internet and sends a shopping request in a form of electronic purchase order, and then after online payment, the seller sends out the product by post or delivers the product to the buyer's door by express. In order to ensure the safety of the trading, a guarantee trading platform is used usually during online payment, for example, Taobao Alipay, Baidu Alipay, Tencent Alipay, etc. The guarantee trading platform is a third-party payment platform. When the user selects products on the seller's site and makes payment, the user must make a skip to the third-party payment platform, on which the user selects agreement payment mode for example, online payment, credit card payment, bank account payment and selects a payment tool for example, an account of a certain bank according to the payment mode, and then accomplishes the payment in accordance with actual procedures. However, if the buyer is subjected to network timeout, he needs to return to the shopping cart for re-ordering and re-paying, such that the user experience is poor. Accordingly, a first objective of the present disclosure is to provide an electronic trading method. In order to achieve above objectives, embodiments of a first aspect of the present disclosure provide an electronic trading method. The method is performed on: According to the electronic trading method in embodiments of the present disclosure, with the predetermined payment deduction agreement, the merchant trading system may directly deduct the payment according to the user's instruction or service terms in the agreement, without making a skip to the third-party payment platform, thus reducing procedure, being convenient, safe and efficient. In addition, if the network timeout occurs, the user only needs to send the agreement deduction request again, without the need of returning to the shopping cart electronic re-ordering and re-paying, thus improving the user experience and enhancing the success rate of payment. In addition, auto renew may be provided for the user, for example, it may help the user to automatically buy membership services, thus further improving the user experience. In order to achieve above objectives, embodiments of a second aspect of the present disclosure provide an electronic trading system. According to the electronic trading system in embodiments of the present disclosure, with the predetermined payment deduction agreement, the merchant trading system may directly deduct the payment according to the user's instruction or service terms in the agreement, without making a skip to the third-party payment platform, thus reducing procedure, being convenient, safe and efficient. In order to achieve above objectives, embodiments of a third aspect of the present disclosure provide a payment platform system. The payment platform system includes: According to the payment platform system in embodiments of the present disclosure, with the predetermined payment deduction agreement, the merchant trading system may directly deduct the payment according to the user's instruction or service terms in the agreement, without making a skip to the third-party payment platform, thus reducing procedure, being convenient, safe and efficient. Additional aspects and advantages of embodiments of present disclosure will be given in part in the following descriptions, become apparent in part from the following descriptions, or be learned from the practice of the embodiments of the present disclosure. These and other aspects and advantages of embodiments of the present disclosure will become apparent and more readily appreciated from the following descriptions made with reference to the accompanying drawings, in which:. Reference will be made in detail to embodiments of the present disclosure. Embodiments of the present disclosure will be shown in drawings, in which the same or similar elements and the elements having same or similar functions are denoted agreement like reference numerals throughout the descriptions. The embodiments described herein according to drawings are explanatory and illustrative, not construed to limit the present disclosure. In contrast, the present disclosure may include alternatives, modifications and equivalents within the spirit and scope of the appended claims. Any process or method described in a flow chart or described herein in other ways may be understood to include one or more modules, segments or portions of codes of executable instructions for achieving specific logical functions or steps in the process, and the scope of a preferred embodiment of the present disclosure includes other implementations, which should be understood by those skilled in the art. In order to solve the problem in the related art that there are too many times of page jumps when using the third-party payment platform, embodiments of the present disclosure provide an electronic trading method, an electronic trading system, and a payment platform system, which will be described in the following with reference to the drawings. The electronic trading method is performed on: As shown in FIG. In Sthe payment platform system 50 receives an agreement deduction request sent from the merchant trading system If the payment platform system 50 has generated a corresponding payment deduction agreement i. In Safter the agreement deduction request passes verification, the payment platform system 50 communicates with the bank system 30so as to perform a deduction according to the agreement deduction request and the predetermined payment deduction agreement. The predetermined payment deduction may be generated according to an agreement signing request of the user. Specifically, as shown in FIG. In Sthe payment platform system 50 receives an agreement signing request sent by the user via the merchant trading system Specifically, the merchant trading server 12 is a server deployed by the merchant. Firstly, the user logs trading the merchant trading server 12 via the terminal Then, the user selects the product information via the terminal 11and sends the agreement signing request during paying or sends the agreement signing request directly. The merchant trading system 10 receives the agreement signing request and then forwards it to the payment platform system The terminal 11 may be a mobile terminal for example, a smartphonealso may be a personal computer, etc. The agreement signing request is a request from the user for signing the payment deduction agreement among three parties, i. In an embodiment of trading present disclosure, the agreement signing request includes at least one of an identifier of the merchant, an identifier of the user in the merchant trading system 10 and an identifier of the user in the payment platform system The identifier of the merchant, for example, the identifier of Taobao website, identifies the merchant solely. The identifier of the user in the merchant trading system 10 is a login account when the user logs in the merchant trading server 12for example, the account of the user in Taobao website. The identifier of the user in the payment platform system 50 is a login account when the user logs in the payment platform system 50for example, an Alipay account. Specifically, after the user logs in the merchant trading server 12 via the terminal 11the merchant trading server 12 obtains the identifier of the user in the merchant trading system Also, the user may appoint the payment platform system 50 via the terminal Therefore, the merchant trading server 12 sends the identifier of the merchant, the identifier of the user in the merchant trading system 10 and the identifier of the user in the payment platform system 50 to the payment platform system The payment platform system 50 also may verify the identifier of the user in the payment platform system In Sthe payment platform system 50 generates the predetermined payment deduction agreement according to the agreement signing request. Specifically, the predetermined payment deduction agreement is authorized by the user for deducting money from a specified account or bank card i. Under the permission of user authorization, the merchant may initiate the deduction to the specified account or bank card i. In an embodiment of the present disclosure, the predetermined payment deduction agreement also includes the identifier of the merchant, the identifier of the user in the merchant trading system 10 and the identifier of the user in the payment platform system In an embodiment of the present disclosure, each of the agreement signing request and the payment deduction agreement further includes a bank card bound for payment. With the bank electronic bound in the agreement signing request and the payment deduction agreement for payment, the user does not need to appoint the bank card again at a next payment, thus reducing procedure and improving efficiency. After generating the predetermined payment deduction agreement, the payment platform system 50 may save the predetermined payment deduction agreement. In other words, the predetermined payment deduction agreement may be generated only once, and then the merchant may perform the deduction automatically according to the user's instructions and server items based on the predetermined payment deduction agreement. In Sthe payment platform system 50 receives an agreement deduction request from the merchant trading system In Safter the agreement deduction request passes verification, the payment platform system 50 communicates with the bank system 30 so as to perform a deduction according to the agreement deduction request system the predetermined payment deduction agreement. According to the electronic trading method in embodiments of the present disclosure, the predetermined payment deduction agreement is generated according to the agreement signing request, and may be generated only once, thus further reducing procedure and facilitating use. In order to ensure the safety of the trading, the payment deduction agreement further includes a way of the verification, and the user is verified according to the electronic of the verification after the agreement deduction request passes verification. In Sthe payment platform system 50 verifies the user according to the way of the verification, after the agreement deduction request passes verification. In Safter the user passes verification, the payment platform system 50 communicates with the bank system 30 so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement. For example, agreement way of the verification may be message verification. A message including a verification code is sent to the user, and the deduction may be performed only when the verification code input is correct. With the electronic trading method according to embodiments of the present disclosure, the user is verified according to the way of the verification after the agreement deduction request passes verification, thus further ensuring the safety of the trading. In an embodiment of the present disclosure, the method may further include following steps. The payment electronic system 50 receives an agreement cancellation electronic sent by the user via the merchant trading system 10and the payment platform system 50 cancels the payment deduction agreement according to the agreement cancellation request. With the electronic trading method according to embodiments of the present disclosure, the user may cancel the payment deduction agreement which has already been generated, thus further improving the user experience. In order to make advantages of embodiments of the present disclosure more apparent, system may be taken to explain below. The payment platform system 50 processes the payment request and the agreement signing request, and makes a skip to a payment and signing page after the safety verification. Firstly, the payment platform system 50 judges whether there is a bank card bound by the user. If there is no bank card bound, the user needs to fill in elements of bank card, for example, a credit card number, a validity period, a reserved phone number, a name, and a national identification number. If there is the bank card bound, the user needs to fill in elements of payment, for example, a payment password and phone verification code of the credit card in the payment platform system The user may confirm the payment and sign the agreement after filling in the payment information, and the payment platform system 50 accomplishes the deduction for the user via the bank system If the payment fails, relevant failure information may be returned to the user, system the user may change the information and then submit the payment request and the agreement signing request again. Before deduction, the payment platform system 50 needs to perform a safety check and a format check before deduction, and verify a validity of the payment deduction agreement, i. If it needs to send the message system the verification code, the payment platform system 50 judges whether the verification code in the order information is correct, if yes, following procedure is performed, and if no, payment failure information is returned. If the predetermined payment deduction agreement requires the user to authorize the deduction, the payment platform system 50 sends a message for authorizing the deduction to the user's mobile phone, and performs the deduction if the user returns a message confirming the payment within the prescribed period. If the user does not return the message confirming the payment within the prescribed period or return a message rejecting the payment, the payment platform system 50 does not perform the deduction. The payment platform system 50 sends the deduction instruction to the bank system 30 and the bank system 30 returns the deduction result. In order to achieve embodiments described above, the present disclosure also provides an electronic trading system. The electronic trading system includes a merchant trading system used by a merchant, a trading gateway, a bank system, a payment gateway and a payment platform system, in which the merchant trading system includes a terminal used by a user and a merchant trading server, the payment platform system communicates with the merchant trading system via the trading gateway and communicates with the bank system via the payment gateway, and the payment platform system is configured to receive an agreement deduction request sent from the merchant trading system, to verify the agreement deduction request, and to communicate with the bank system so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement after the agreement deduction request passes verification. Specifically, the payment platform system is configured to receive an agreement deduction request sent from the merchant trading systemto verify the agreement deduction request, and to communicate with the bank system so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement after the agreement deduction request passes verification. If the payment platform system has generated a corresponding payment deduction agreement i. In an embodiment of the present disclosure, the payment platform system is further configured to receive an agreement signing request sent by the user via the merchant trading systemand to generate the predetermined payment deduction agreement according to the agreement signing request. Specifically, the merchant trading server is a server deployed by the merchant. Trading, the user logs in the merchant trading server via the terminal Then, the user selects the product information via the terminaland sends the agreement signing request during paying or sends the agreement signing request directly. The merchant trading system receives the agreement signing request and then forwards it to the payment platform system The terminal may be a mobile terminal for example, a smartphonealso may be a personal computer, etc. In an embodiment of the present disclosure, the agreement signing request includes at least one of an identifier of the merchant, an identifier of the user system the merchant trading system and an identifier of the user in the payment platform system The identifier of the merchant, for example, the identifier trading Taobao website identifies the merchant solely. The identifier of the user in the merchant trading server is a login account when the user logs in the merchant trading systemfor example, the account of the user in the Taobao website. The identifier of the user in the payment platform system is a login account when the user logs in the system platform systemfor example, an Alipay account. Specifically, after the user logs in the merchant trading server via the terminalthe merchant trading server obtains the identifier of the user in the merchant trading system Also, the user may also appoint the payment platform system via the terminal Therefore, the merchant trading server sends the identifier of the merchant, the identifier of the user in the merchant trading system and the identifier of the user in the payment platform system to the payment platform system The payment platform system also may verify the identifier of the user in the payment platform system In addition, the predetermined payment deduction agreement is authorized by the user for deducting money from a specified account or bank card i. In an embodiment of the present disclosure, the predetermined payment deduction agreement also includes the identifier of the merchant, the identifier of the user in the merchant trading system and the identifier of the user in the payment platform system With the bank card bound in the agreement signing request and the payment deduction agreement for payment, the user does not need to appoint the bank card again at a next payment, thus reducing procedures and improving efficiency. After generating the predetermined payment deduction agreement, the payment platform system may save the predetermined payment deduction agreement. In an embodiment of the present disclosure, the payment deduction agreement further includes an agreement validity period. The payment platform system verifies the agreement deduction trading according to the agreement validity period, thus further ensuring safety. In order to ensure the safety of the trading, the payment deduction agreement further includes a way of the electronic, and the user may be verified according to the way of the verification after the agreement deduction request passes verification. In an embodiment of the present disclosure, the predetermined payment deduction agreement further includes a way of the verification, and the payment platform system is further configured to verify the user according to the way of the verification after the agreement deduction request passes verification. A message including the verification code is sent to the user, and the deduction may be performed only when the verification code input is correct. In this way, the user may be verified according to the way of the verification after the agreement deduction request passes verification, thus further ensuring the safety of the trading. In an embodiment of the present disclosure, the payment platform system is further configured to receive an agreement cancellation request sent by the user via the merchant trading system and to cancel the payment deduction agreement according to the agreement cancellation request. In order to achieve embodiments described above, the present disclosure also provides a payment platform system. Specifically, the agreement deduction request receiving module is configured to receive an agreement deduction request sent from a merchant trading system. The first verifying module is configured to verify the agreement deduction request. The deduction module is configured to communicate with a bank system so as to perform a deduction according to the agreement deduction request and the predetermined payment deduction agreement, after the agreement deduction request passes verification. Specifically, the agreement signing request receiving module is configured to receive an agreement signing request sent by a user via the merchant trading system. More specifically, the merchant trading system includes a terminal used by the user and a merchant trading server. Firstly, the user logs in the merchant trading server via the terminal. Then, the user selects the product information via the terminal and sends the agreement signing request during paying or sends the agreement signing request directly. The merchant trading system receives the agreement signing request and then forwards it to the payment platform system. In an embodiment of the present disclosure, the agreement agreement request includes at least one of an identifier of the merchant, an identifier of the user in the merchant trading system and an identifier of the user in the payment platform system. The identifier of the merchant, for example, the identifier of Taobao website, identifies one merchant solely. The identifier of the user in the merchant trading system is a login account when the user logs in the merchant trading server, for example, the account of electronic user in the Taobao website. The identifier of the user in the payment platform system is a login account when the user logs in the payment platform system, for example, an Alipay account. Specifically, after the user logs in the merchant trading server via the terminal, the merchant trading server obtains the identifier of the user in the merchant trading system. Also, the user may also appoint the payment platform system via the terminal Therefore, the merchant trading server sends the identifier of the merchant, the identifier of the user in system merchant trading system and the identifier of the user in the payment platform system to the payment platform system. The payment platform system also may verify the identifier of the user in the payment platform system. The payment deduction agreement generating module is configured agreement generate the predetermined payment deduction agreement according to the agreement signing request. In an embodiment of the present disclosure, the predetermined payment deduction agreement also includes the identifier of the merchant, the identifier of the user in the merchant trading system and the identifier of the user in the payment platform system. Specifically, the payment deduction agreement further includes a way of the verification, and the second verifying module is configured to verify the user according to the way of the verification after the agreement deduction request passes verification. Therefore, the user may be verified according to the way of the verification after the agreement deduction request passes verification, thus further ensuring the safety of the trading. In an embodiment of the present disclosure, the payment platform system further includes an agreement cancellation request receiving agreement and a payment deduction agreement cancelling module not shown. Specifically, the agreement cancellation request receiving module is configured to receive an agreement cancellation request sent by a user via the merchant trading system, and the payment deduction agreement trading module is configured to cancel the payment deduction agreement according to the agreement cancellation request. Trading specific examples of the computer readable medium comprise but are not limited to: In addition, the computer readable medium may even be a paper or other appropriate medium capable of printing programs thereon, this is because, for example, the paper or other appropriate medium may be optically scanned and then edited, decrypted or processed with other appropriate methods when necessary to obtain the electronic in an electric manner, and then the programs may be stored in the computer memories. It should be understood that each part of the present disclosure may be realized by the hardware, software, firmware or their combination. In the above embodiments, a plurality of steps or methods may be realized by the software or firmware stored in the memory and executed by the appropriate instruction execution system. For example, if it is realized by the hardware, likewise in another embodiment, the steps or methods may be realized by one or a combination of the following techniques known in the art: Those skilled in the art shall understand that all or parts of the steps in the above exemplifying method of the present disclosure may be achieved by commanding the related hardware with programs. The programs may be stored in a computer readable storage medium, and the programs comprise one or a combination of the steps in the method embodiments of the present disclosure when run on a computer. In addition, each function cell of the embodiments of the present disclosure may be integrated in a processing module, or these cells may be separate physical existence, or two or more cells are integrated in a processing module. The integrated module may be realized in a form of hardware or in a form of software function modules. When the integrated module is realized in a form of software function module and is sold or used as a standalone electronic, the integrated module may be stored in a computer readable storage medium. Furthermore, the particular features, structures, materials, or characteristics may be combined in any suitable manner in one or more embodiments or examples. Although explanatory embodiments have been shown and described, it would be appreciated by those skilled in the art that the above embodiments cannot be construed to limit the present disclosure, and changes, alternatives, and modifications can be made in the embodiments without departing from scope of the present disclosure. A SumoBrain Solutions Company. Search Expert Search Quick Search. SEARCH RESEARCH MPEP 2. United States Patent Application Kind Code:. Disclosed are an electronic trading method and system, and a payment platform system. The electronic trading system comprises a merchant trading system used by a merchant, a trading gateway, a bank system, a payment gateway and a payment platform system. The merchant trading system comprises a terminal used by a user and a merchant trading server. The payment platform system communicates with the merchant trading system via the trading gateway and communicates with the bank system via the payment gateway. The payment platform system is configured to receive an agreement deduction request sent from the merchant trading system, to verify the agreement deduction request, and to communicate with the bank system so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement after the agreement deduction request passes verification. Jiao, Zhiyong Beijing, CN Wang, Chao Beijing, CN Yu, Jianmei Beijing, CN Li, Haibo Beijing, CN Li, Haixia Beijing, CN. Click for automatic bibliography generation. An electronic trading method, wherein the method is performed on: The electronic trading method according to claim 1, wherein, before receiving by the payment platform system the agreement deduction request sent from the merchant trading system, the method further comprises: The electronic trading method according to claim 2, wherein each of the agreement signing request and the payment deduction agreement comprises at least one of an identifier of the merchant, an identifier of the user in the merchant trading system and an identifier of the user in the payment platform system. The electronic trading method according to claim 3, wherein each of the agreement signing request and the payment deduction agreement further comprises a bank card bound for payment. The electronic trading method according to claim 1, wherein the payment deduction agreement further comprises an agreement validity period, and the payment platform system verifies the agreement deduction request according to the agreement validity period. The electronic trading method according to claim 1, wherein the payment deduction agreement further comprises a way of the verification, and the method further comprises: The electronic trading method according to claim system, further comprising: An electronic trading system, comprising a merchant trading system used by a merchant, a trading gateway, a bank system, a payment gateway and a payment platform system, wherein the merchant trading system comprises a terminal used by a user and a merchant trading server, the payment platform system communicates with the merchant trading system via the trading gateway and communicates with the bank system via the payment gateway, the payment platform system is configured to receive an agreement deduction request sent from the merchant trading system, to verify the agreement deduction request, and to communicate with the bank system so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement after the agreement deduction request passes verification. The electronic trading system according to claim 8, wherein the payment platform system is further configured to receive an agreement signing request sent by a user via the merchant trading system, and to generate the predetermined payment deduction agreement according to the agreement signing request. The electronic trading system according agreement claim 9, wherein each of the agreement signing request and the payment deduction agreement comprises at least one of an identifier of the merchant, an identifier of the user in the merchant trading system and an identifier of the user in the payment platform system. The electronic trading system according to claim 10, wherein each of the agreement signing request and the payment deduction agreement further comprises a bank card bound for payment. The electronic trading system according to claim 8, wherein the payment deduction agreement further comprises an agreement validity period, and the payment platform system is configured to verify the agreement deduction request according trading the agreement validity period. The electronic trading system according to claim 8, wherein the payment deduction agreement further comprises a way of the verification, and the payment system system is further configured to verify the user according to the way of the verification after the agreement deduction request passes verification. Agreement electronic trading system according to claim 8, wherein the payment platform system is further configured to receive an agreement cancellation request sent by a user via the merchant trading system, and to cancel the payment deduction agreement according to the agreement cancellation request. A payment platform system, comprising: The payment platform system according to claim 15, wherein the processor is further configured to: The payment platform system according to claim 16, wherein each of the agreement signing request and the payment deduction agreement comprises at least one of a merchant identifier, an identifier of the user in the merchant trading system and an identifier of the user in the payment platform system. The payment platform system according to claim 15, wherein the payment deduction agreement further comprises an agreement validity period, the processor is further configured to verify the agreement deduction request according to the agreement validity period. The payment platform system according to claim 15, wherein the payment deduction agreement further comprises a way of the verification, and the processor is further configured to: FIELD The present disclosure generally relates to an Internet technology field, and more particularly, to an electronic trading method and system, and a payment platform system. SUMMARY The present disclosure aims to solve the above problems to at least some extent. A second objective of the present disclosure is to provide an electronic trading system. A third objective of the present disclosure is to provide a payment platform system. In Sthe payment platform system 50 verifies the agreement deduction request. The storage medium mentioned above may be read-only memories, magnetic disks or CD, etc. Method Apparatus, and System for Grouping Transportation Services. Electronic sales trading contracting method, system and program product. System and method for providing individually tailored health-promoting information. Paying for placement for advertising on mobile devices. Apparatus for distributing an advertisement. SERVER-SIDE COMMERCE FOR DELIVER-THEN-PAY CONTENT DELIVERY. System and method of formulating appropriate subsets of information from a patient's computer-based medical record for release to various requesting entities.
Thomson Reuters Electronic Trading
Thomson Reuters Electronic Trading
2 thoughts on “Electronic trading system agreement”
The companies that build and manage our internet infrastructure, the companies that create and sell us our hardware and software, or the companies that host our data: we can no longer trust them to be ethical internet stewards.
While teaching requires a large amount of procedural knowledge, teaching is also built largely on the positive relationships you establish within the community you serve.
The companies that build and manage our internet infrastructure, the companies that create and sell us our hardware and software, or the companies that host our data: we can no longer trust them to be ethical internet stewards.
While teaching requires a large amount of procedural knowledge, teaching is also built largely on the positive relationships you establish within the community you serve.